Capital that moves at the speed of your ambition.
Fatakama & Co Monetary Firm funds individuals and growing businesses with honest pricing, plain-language terms and approvals in 24 hours.
- $420M
- Disbursed
- 7,800+
- Clients served
- 24 hrs
- Average payout
Three ways we put money to work for you
Every facility is priced on reducing balance. No hidden charges, no surprise deductions.
Personal Loans
From $5,000 to $250,000 for school fees, medical bills, rent and life's unplanned moments.
from 3.5% monthlyBusiness Capital
Working capital, inventory financing and expansion funding for SMEs with 6–24 month terms.
from 2.9% monthlyAsset Financing
Vehicles, equipment and machinery financed up to 80% of value with flexible repayment.
from 3.1% monthlyCalculate your monthly payment
Choose a product, adjust the amount, rate and term, and see what your loan could cost.
Estimated monthly payment
$1,114
Based on $25,000 over 24 months at 6.5% APR.
Total repayment
$26,728
Total interest
$1,728
This estimate uses a standard amortising repayment schedule. Actual rates and terms depend on underwriting and may differ from this illustration.
From application to payout
Apply
Send your details and the amount you need. Takes under ten minutes.
Assessment
Our credit officers review your documents the same working day.
Offer
You receive a written offer with every fee stated up front.
Disbursement
Funds land in your account within 24 hours of acceptance.
Regulated & insured
Registered money lending licence and client funds protection.
Same-day decisions
Credit committee sits every working day at noon.
No early-exit penalty
Repay ahead of schedule and pay less interest.
Choose how you secure your loan
Every facility must be secured before funds are released. You will need to choose your securement choice — the options are collateral or insurance.
Collateral securement
Pledge a valuable or asset worth at least twice the amount you seek, verified in person by one of our agents.
- 01
Nominate a valuable or asset worth at least twice the loan amount you are seeking.
- 02
One of our agents travels to the collateral location for a visual inspection to confirm it meets our requirement.
- 03
If the agent is satisfied with the collateral, our Board Committee issues authorization to our transfer department.
- 04
Your approved loan amount is transferred into the account information you designated.
Insurance cover securement
An assigned agent oversees your loan file and registers your loan with a reputable insurance company on your behalf.
- 01
An agent is assigned to your loan file to oversee the process, including insurance registration with a reputable insurance company.
- 02
You fund the insurance charge billed by the insurance company for your loan amount and loan duration.
- 03
The cover runs until you pay back your loan amount and the interest attached to it.
- 04
Authorization is then given to the agent to submit your file to our transfer department for funding into your preferred designated account.
Whichever route you choose, an agent is assigned to your file and no funds move until our Board Committee authorises our transfer department to pay into the account information you designate.
Verification document checklist
Have these ready before you apply. Complete files move through underwriting in as little as 24 hours — missing documents are the single biggest cause of delay.
Identity & residence
Income & banking
Business & asset financing
Securement documents
Submit your documents
Attach clear photos or PDF scans of each item and email them to our verification desk. You have ticked 0 of 11 items.
- 1. Tick the documents you have ready.
- 2. Click the button below — your checklist is copied into the email.
- 3. Attach the files and send. Files must be legible, in colour, and under 10 MB each.
Your documents are reviewed only by the agent assigned to your loan file and are never shared with third parties outside your securement process.
Questions clients ask
Tell us what you need. We will tell you today.
Speak with a Fatakama credit officer — no obligation, no application fee.